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Employment-based coverage is still the most prominent form of health insurance in the United States; however, the rate of this coverage has fallen in every year since 2000. Due to the high cost of health insurance, many employers are scaling back their insurance or eliminating it altogether according to a survey by the non partisan Kaiser Family Foundation. This leaves many individuals to make their own health care insurance decisions.

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When it comes time to think about the future because you are getting older and closer to retirement, you may want to consider getting a reverse mortgage for your home. This is a rather new thing among mortgages, but it can provide you with a stable income until you no longer have need of the house. Here are some things you should know about a reverse mortgage.

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